Your Home

Your home may well be your largest single asset, and needs to be protected against a number of events that may cause major loss. The annual hurricane season extends from June to November, and every homeowner is exposed to the possibility of loss due to wind damage or flooding. Our homeowners comprehensive policy provides peace of mind to you and your family in knowing that you will be compensated for losses due to hurricane, fire, flood and a host of other hazards which can unexpectedly occur to your home or its' contents.

We are pleased to introduce our homeowners' policy, Globe Homeowners Platinum. This policy is ideally suited for owners of higher value homes, and in addition to all of the features of our standard policy, includes the following enhancements:

Platinum Homeowners Policy Features

Unspecified Single Item Limit - 15% (fifteen percent) of the Total Sum Insured

Liability Insurance -(Property Owners Liability; Occupiers Liability;
Personal Liability and Liability to Domestic Employees) - Limit $10M Any One Event/Any One Period

Average (Under-insurance) Clause - 75%

All Risks Insurance in respect of Personal Desk-Top Computers

Accidental Damage to Electronic Equipment - Televisions, Video Cassette
Recorders, Audio Equipment and Home Entertainment Systems

As a hedge against inflation, coverage is available in US Dollars

Standard Homeowners Policy Features

Unspecified Single Item Limit - 5% (five percent) of the Total Sum Insured

Insurance of Liabilities -(Property Owners Liability; Occupiers Liability;
Personal Liability and Liability to Domestic Employees) - Limit $2M Any One Event/Any One period

Average (Under-insurance) Clause - 85%

All Risks Cover

Valuables including jewellery, watches, items of gold, silver and other precious metal, stamp, coin or medal collections, camera equipment, binoculars, telescopes, electronic equipment, works of art
A valuation is required from a reputable firm, for any item to be insured for $5,000 and over

For more information, contact your broker or agent or contact us directly