WELCOME TO CHOICES, WELCOME TO FREEDOM!

A REVOLUTIONARY CONCEPT

We listened to our customers! And they were dissatisfied! So we designed a new home insurance policy called CHOICES that is packed with benefits and features they asked for.

SIMPLICITY

Unlike other home insurance policies you do not have to insure for the full value of your home. You can choose how much you want to be insured for and if you ever have a loss there is no Average Clause to reduce your claim payment.

But the benefits don’t end there! After hurricanes Ivan and Dean everybody complained about the 2% Catastrophe deductible so we designed CHOICES with a lower Catastrophe deductible which means that if you ever have a loss, you will get more money to do your repairs.

WHAT’S COVERED?

Everything that’s important to you! Your Home, out buildings swimming pool and paved areas can all be insured with a CHOICES policy. And they are covered for both Catastrophe and Non Catastrophe perils.

    

And CHOICES is packed with even more features like cover for Debris Removal Costs and Professional and Associated Fees that are all designed to help you through the rebuilding process.

Our Alternative Accommodation benefit provides you with funds to cover any extra costs you incur living elsewhere while your Home is being repaired. You can lose rental income if your tenant has to move out if the house is damaged but with our Loss of Rent cover we will pay you back!

MUST COST A LOT!

Nope. That’s another thing that our customers complained about so we reduced that as well and if you have a recent valuation you save 10% more!! Why not use our calculator to compare the cost of CHOICES to a regular home insurance policy and see just how much you can save!

APPLY ONLINE FOR EVEN MORE SAVINGS!

We guarantee our lowest prices if you apply online. It’s simple and convenient – takes about 10 minutes – and you no longer have to worry about finding parking or waiting for someone to serve you.