“CHOICES” is a First Loss policy, which means that you are insuring for less than the full value of your property. BY NOT INSURING YOUR PROPERTY FOR ITS FULL VALUE YOU ARE ASSUMING RISK. It is possible for your property to suffer damage that exceeds your sum insured and if this does happen, you will receive less than the amount of the loss. It is important to be aware that Jamaica is exposed to both Hurricanes and Earthquakes and it is impossible to predict with any certainty the amount of damage that your property will suffer in any of these events.
If you have questions or need any further information about the Risks involved, please contact us, we will be happy to help you.
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